Establish your own insurance company

Reposition below the surface risk from being self insured with after tax dollars, to being fully insured with pre tax dollars

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Years captive experience
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Dedicated team members
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Captives formed

Welcome To Our Website

Safe Harbor empowers qualified small business owners with innovation, strategy and technology to better protect their future.

Our Mission

mission

Our mission is to save Small Business America by educating and empowering business owners with the knowledge, strategies & tools previously reserved for the Fortune 5000.

Our Vision

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Our vision is to be a beacon of trust and integrity, offering wisdom to transform the way small businesses protect their assets and futures. We aspire to create an America where every small business owner has access to the strategies and financial tools once reserved for only the largest of companies.

What is a captive?

What We Do

Transforming liabilities into profits while safeguarding operational cashflow for sustainable business growth and success

Assess and Educate

Qualify, assess and educate business owners on captives via personalized consultations, offering insights into benefits and risk management strategies.

Design and Form

Design and establish customized captives for small business owners, ensuring seamless compliance and operational efficiency throughout the process.

Manage and Administer

We oversee your captive insurance management, policies, claims management, and compliance ensuring comprehensive support and peace of mind.

Industries

Industries utilizing captive insurance strategies with proven benefits.

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Dentists

Dental Captive ownership strategies serve to strengthen the practice portfolio, improve patient satisfaction, increase treatment plan acceptance, and contributes to the overall financial stability of the practice.

Real estate and property managers

Real estate owners and property managers have found captives are beneficial for exerting more control over insurance expenses, customizing coverage to suit their exact requirements, and potentially lowering premiums in the long run. By establishing a captive, they can effectively manage risks associated with property ownership and management while enjoying the advantages of retaining profits.

Manufacturing

A manufacturing company may find value in establishing a captive insurance company to mitigate risks associated with product liability, property damage, or business interruption, while also offering custom warranty coverage tailored to their specific industry needs. This captive arrangement empowers the company to create bespoke warranty solutions, ensuring comprehensive coverage for their products and services, while also potentially reducing costs and gaining greater control over their insurance program.

Construction

Contractors who self-insure various hidden risks can significantly benefit from forming a captive insurance company. This strategy provides leverage by offering protection against supply chain disruptions, business interruptions, and subcontractor defaults. Additionally, it enables contractors to transition from covering warranty work with operational cash flow to using pre-tax dollars.